Fd Calculator India 2026
Calculate FD maturity with TDS deduction. Compare SBI, HDFC, ICICI, Post Office rates. Quarterly/monthly compounding.
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Disclaimer: Results are estimates for informational purposes only. Market conditions and interest rates vary. Consult a SEBI-registered financial advisor before making investment decisions.
About FD Calculator
Calculate Fixed Deposit maturity with compound interest. Shows TDS deduction when annual interest exceeds ₹40,000. Compare rates across SBI, HDFC, ICICI, Axis, Post Office.
FD Calculator is a free, browser-based utility that requires no login, no signup, and no installation. All processing happens entirely within your web browser using JavaScript — your data never leaves your device. The tool works on all screen sizes including mobile phones, tablets, and desktop computers.
How to use
- Enter your values in the input fields — results update instantly as you type.
- No submit button needed. The tool calculates in real time.
- Copy your result or share it via WhatsApp or Twitter using the buttons above.
- Use the workflow links below to chain into related tools for a complete task.
- All processing is browser-only. Nothing you enter is sent to any server.
Tool details
⚡ Next step — complete your workflow
Frequently asked questions
Is FD interest taxable in India?
Yes, FD interest is added to your income and taxed at your slab rate. TDS at 10% if annual interest > ₹40,000 (₹50,000 for seniors). Submit Form 15G/H to avoid TDS.
Highest FD rate in India 2026?
Small finance banks (AU, Jana, Ujjivan) offer 8.5-9.5%. HDFC/ICICI ~7.1%, SBI ~6.8%. Post Office 5-year FD: 7.5%.
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