Rd Calculator India 2026
Calculate RD maturity with quarterly compounding. Compare SBI, Post Office RD rates. Shows monthly interest earned.
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Disclaimer: Results are estimates for informational purposes only. Market conditions and interest rates vary. Consult a SEBI-registered financial advisor before making investment decisions.
About RD Calculator
Calculate Recurring Deposit (RD) maturity amount with quarterly compounding as per Indian banking practice. Shows total interest earned and effective annual yield. Compare returns across SBI, HDFC, ICICI, and Post Office RD rates.
RD Calculator is a free, browser-based utility that requires no login, no signup, and no installation. All processing happens entirely within your web browser using JavaScript — your data never leaves your device. The tool works on all screen sizes including mobile phones, tablets, and desktop computers.
How to use
- Enter your values in the input fields — results update instantly as you type.
- No submit button needed. The tool calculates in real time.
- Copy your result or share it via WhatsApp or Twitter using the buttons above.
- Use the workflow links below to chain into related tools for a complete task.
- All processing is browser-only. Nothing you enter is sent to any server.
Tool details
⚡ Next step — complete your workflow
Frequently asked questions
How is RD interest calculated?
RD uses quarterly compounding: M = R × [(1+r)^n − 1] / [1−(1+r)^(−1/3)] where R = monthly deposit, r = quarterly rate, n = quarters.
Post Office RD interest rate 2026?
Post Office RD: 6.7% p.a. for 5-year tenure, compounded quarterly. Tax implications same as bank RD.
Is RD interest taxable?
Yes. RD interest is added to your income and taxed at your slab rate. TDS at 10% if annual interest exceeds ₹40,000.
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