Guides & Resources
In-depth guides on Indian tax, finance, and productivity — written to help you get the most from our free tools.
How to Calculate GST in India — Complete Guide 2026
Step-by-step guide to calculating GST for products and services in India. Covers all four GST slabs (5%, 12%, 18%, 28%), CGST vs SGST split, reverse calculation, and common mistakes.
Read guide →Old vs New Tax Regime India 2026 — Which is Better for You?
A detailed comparison of the Old Tax Regime and New Tax Regime for FY 2025-26. Includes worked examples for salaried employees at different income levels with HRA, 80C, and home loan deductions.
Read guide →How EMI is Calculated — Home Loan, Car Loan, Personal Loan
Understand the reducing balance EMI formula used by all Indian banks. Includes worked examples, amortisation table explanation, prepayment impact, and how to reduce total interest paid.
Read guide →SIP vs Lump Sum Investment — Which Gives Better Returns in India?
A data-driven comparison of SIP and lump sum investment strategies for Indian mutual funds. Covers rupee cost averaging, market timing risk, and which approach suits different investor profiles.
Read guide →HRA Exemption Explained — How to Maximise Tax Savings on House Rent
Complete guide to HRA exemption under Section 10(13A). How to calculate the exempt amount, metro vs non-metro rules, what documents you need, and common mistakes that cost employees money.
Read guide →NPS vs PPF — Which is Better for Retirement Planning in India?
A comprehensive comparison of the National Pension System (NPS) and Public Provident Fund (PPF) for Indian investors. Covers returns, liquidity, tax treatment, and which suits different retirement goals.
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